Lumley Finance Limited
A.B.N. 20 002 543 606


The Borrower applies for a loan to pay the Professional Fees set out in the attached Schedule.
TO: LUMLEY FINANCE LIMITED (of 309 Kent Street, Sydney "Lumley")

SPECIMEN888

 BORROWER DETAILS
 Name: CONSOLIDATED INDUSTRIES  A.B.N:  89 638 754 861
 Contact Name:  GEORGE SKINNER  Tel:  02 9987 4444  Fax:  02 9987 4422
 Street Address:  150 INDUSTRIAL DRIVE  P.O. Box: PO BOX 125 ANYTOWN NSW 2065
 Suburb/State:  PORTSMITH  Postcode:  4870
 Professional Fees - Loan Details

Professional
Firm's Details

 Name:  SPECIMEN ACCOUNTANTS
 Address:  PO BOX 2579
 Suburb:  ANYTOWN  State:  NSW  Post Code:  2065
 Phone No:  02 9966 4388  Fax No:  02 9966 4366

 Invoice No.

 Name on Invoice

 Date of Invoice

 Amount

     SEE 2 ATTACHED  VARS  $24574.00
          $0.00

TOTAL INVOICE

 $24574.00
LOAN CALCULATION
Total Invoiced Fees $  24574.00
Disbursements $  0.00
Total Loan Amount Financed $  24574.00
 INTEREST & INSTALMENT CALCULATION
  Total Loan Amount Financed $  24574.00
  Total Charges $  1843.05
  Total to be Repaid $  26417.05
  Divided by the No. of Instalments  12 $  2201.42
  Application Fee $  45.00
  Total Initial Payment $  2246.42
  Charges as a %  7.5 %
Date of First Instalment 05/11/2003
Date of Last Instalment 05/10/2004
Execution of this document by the Borrower and submission to Lumley constitutes an offer by the Borrower to loan money from Lumley on the basis of the Loan Details. Lumley may accept or decline the Borrower's application. Lumley may accept the Borrower's application by signing this application or paying the Loan Amount Financed. The Terms and Conditions set out on the reverse of this page govern the loan and bind the parties. The Borrower acknowledges having read and understood the Terms and Conditions. The Borrower must repay the Loan Amount Financed plus Credit Charge and comply with the Terms and Conditions. The signatory warrants he or she has authority to commit and bind the Borrower.
IMPORTANT NOTICE: Please read the Lumley Finance Limited Privacy Statement as attached.
Signed by the Borrower:      Date:         /      /
Print Name:     
Title:     
As the Directors; Secretary; Partners or Proprietor authorised to commit the Borrower pursuant to a delegated authority. Execution includes authority for the Direct Debit Request below.
 DIRECT DEBIT REQUEST
The Borrower requests and authorises Lumley (User ID: 026640) to debit monies due under the Terms and Conditions of this funding application between Lumley and ourselves through the Bulk Electronic Clearing System from my / our account identified below, subject to the Terms and Conditions of the Direct Debit Request Agreement between the Company and its Financial Institution. This authority shall remain in force until further notice.
Financial Institution Name:   BSB:  
Account Name:   Account No:  
I/We acknowledge that this Direct Debit Request operates under the Terms and Conditions of the Direct Debit Client Service Agreement available from Lumley.

Accepted on behalf of Lumley (Signature)

   Date:         /      /